Factoring partnerDELIVER TODAY.PAID TODAY.
Porter Freight Funding buys your invoice the day you deliver and chases the broker so you don't have to. Free credit checks on every broker — the same ones that power the verdicts on our broker profiles.
- Funding
- Same-Day
- Intro rate
- 1.5%
- first 60 days
- Advance rate
- 95%
- Fuel stops
- 2,500+
Illustrative. Rates per Porter's intro offer; your quote is set on the first call.
We check every broker before we book the load. Porter is who we check with.
Our dispatchers have vetted brokers for 1,000+ carriers since 2022. When we went looking for a factoring partner, we wanted the credit desk itself — not a middleman. Porter opened theirs to us.
“We answer the phone. We know your name.”— Porter Freight Funding, Birmingham AL
They're the ones checking the broker
The Factorable / Not-factorable verdict you see on our broker profiles comes straight from Porter's credit desk. Sign with Porter and you get unlimited free checks on every broker, before you roll — 95% come back in under 2 minutes.
No quick chargebacks
Most factors charge the invoice back to you the moment a broker is late. Porter runs 90 days of active collections — bond filing, a dedicated resolution team, managed recovery — at no cost to you, before a chargeback is even discussed.
A person answers the phone
Birmingham, Alabama. Locally owned. Your account rep knows your name and your trucks. Spanish-speaking sales line too.
One app. Four ways to keep cash moving.
Freight factoring
Deliver, submit your paperwork, get funded the same day. Porter collects from the broker; you keep the remaining balance when they pay.
PorterGO app
Scan BOLs and rate cons, run broker credit checks, track funding status, browse load boards — one app, no phone call needed.
Porter Wallet · 24/7 advances
Draw against a load the moment you pick it up — nights, weekends, holidays. Fuel and repairs covered before delivery.
Porter Fuel Card
Diesel discounts at 2,500+ locations nationwide, plus expense tracking that makes tax time easier.
Four steps. One call. No debt.
- 01
Apply below
Two minutes. We send your details to Porter and stay on the thread.
- 02
Porter calls you
A real person walks you through rates and gets your account open. No affect to your credit.
- 03
Haul & submit
Deliver the load, scan the BOL and rate con in PorterGO.
- 04
Funded same day
Money hits your account. Porter chases the broker, not you.
Straight answers, in their words.
Public reviews from porterfreightfunding.com · 4.5+ client rating
“Honesty and transparency from the first time I got on the phone. Great rates from the start! No games! Just straight answers! My decision was made in one phone call.”
“I'm an owner operator of about 20 years that has just started using a funding service. The app makes it simple to send in BOL and rate cons, which takes a little of the everyday stress off.”
“Hands down the best choice I have made when choosing a factoring company. I can call them any time if I have any issues and they answer quickly.”
TWO MINUTES.
THEN PORTER CALLS.
We forward your application to Porter and stay on the thread. A real person calls to quote your rate — no affect to your credit.
- 1.5% intro rate, first 60 days
- 95% advance, same-day funding
- Free unlimited broker credit checks
- 90 days of recovery before any chargeback
Have ready: driver's license, articles of incorporation, W-9, insurance, voided check. Prefer the phone? (302) 608-0609
Questions before applying?
The fine print, in plain English.
What does the 1.5% intro rate actually cover?
Porter's 1.5% rate applies to your first 60 days on a 1-year recourse agreement with a 95% advance. It doesn't apply to sprinter vans or box trucks. After the intro period your rate depends on fleet size and volume — Porter quotes it on your first call, and the quote doesn't affect your credit.
Can I switch to Porter if I already have a factoring company?
Yes. Tell Porter who you're with today and they'll handle the buyout and the UCC release — most switches take a few days. Mark "Currently using a factoring company: Yes" in the form below.
What happens if a broker doesn't pay?
Porter runs 90 days of active collections before any chargeback — bond claims, a dedicated resolution team, managed recovery — at no cost to you. Most factors charge the invoice back within days.
Does FF Dispatch get paid for this?
Porter runs a referral program, and FF Dispatch may receive a referral fee when a carrier we send signs up. It doesn't change your rate or your terms. We list it here because we'd rather you know.
Do I need to use FF Dispatch to sign with Porter?
No. This page is open to any carrier. If you're already dispatched by us, your dispatcher can submit the paperwork for you.
STOP WAITING 45 DAYS TO GET PAID.
Apply in two minutes. Porter calls you. Your next load funds the day you deliver it.